The chart below illustrates the funding sources typically available at various business stages. A startup usually creates working capital by relying on personal assets or lending sources like family. As that business grows, and depending on its objective, other funding sources like angel capital and mezzanine funding can become available. In order to maintain or accelerate growth, seeking cash flow relief can be a make-or-break move.

Funding continuum courtesy of New Mexico Community Capital & updated by Finance New Mexico